Tools and assessments
Work out where your business is actually exposed.
These tools are structured reflection, not verdicts. They organise your own numbers and answers so you can see the risk clearly and act on the part that matters most.
Hayley Duster — writer and solo business owner
Not sure where to start
Answer five questions and we will point you at the right tools.
A two-minute questionnaire that shortlists the guides, calculators and newsletter topics most relevant to your situation.
Personalise my starting pointBusiness Resilience Assessment
Ten areas of risk, a resilience score, your main exposures and a 30-day plan.
Open the toolFounder Burnout Reflection Tool
A structured reflection on hours, rest, motivation and control. It does not diagnose.
Open the toolClient Dependency Calculator
Work out concentration risk and the revenue impact if your largest client leaves.
Open the toolBusiness Emergency Fund Calculator
Recommended reserve, current coverage, monthly saving target and survival period.
Open the toolFounder Absence Planner
Build a downloadable plan covering access, invoicing, deadlines and contacts.
Open the toolSustainable Pricing Calculator
Minimum hourly, daily and project rates based on holidays, sick days and admin.
Open the toolWorkload Reality Check
Sort every recurring task into continue, automate, delegate, reduce or stop.
Open the toolBusiness Closure Decision Workbook
Organise viability, demand, wellbeing, debt and alternatives. It will not decide for you.
Open the toolExclusive reader offers
Two partner offers worth claiming
These offers are explained here with their current conditions, risks and alternatives so you can decide whether either is relevant to your business.
Business bank account
Use Tide referral code HAYLEY200 to get up to £200
A digital business account for UK businesses. Use the authorised HAYLEY200 offer link and meet the current card-spend and Instant Saver conditions to receive up to £200.
Authorised offer: up to £200. £75 requires at least £100 of Tide card spend within 30 days. A further £125 requires an eligible Instant Saver, at least £5,000 deposited within seven days, and at least £5,000 kept deposited for 30 days. T&Cs and eligibility apply. Affiliate link.
Business credit card
Get 7,500 Capital on Tap points with SETTINGUP
An active UK director or majority shareholder (25%+) of an active UK Ltd, LLP or PLC can use the referral link to qualify for 7,500 points after a qualifying transaction within 30 days of card activation, subject to the current terms.
T&Cs and eligibility apply. If approved, activate the card and complete a qualifying transaction within 30 days of activation. The official referral terms include card spend or drawing down funds. 7,500 points, worth £75 under the current redemption, should be credited within one month of the first transaction if the account remains open, in good standing and all terms are met. Affiliate link.
Referral links. How these offers work and why they are here.